Divorces often cost $50k–$250k to reconstruct financial records and prove who owns what. Untie rebuilds your financial history so you can clearly separate marital and separate assets.
Your finances are already intertwined — joint accounts, commingled investments, dividends flowing everywhere. Untie traces every dollar back to its source so your attorney doesn't have to. Most banks only keep records for 7 years, so the sooner you start, the more complete the picture.
You just got married — or you're about to. Your separate assets are still clearly yours. Untie locks a baseline and tracks every change, so if things go sideways, there's no ambiguity.
Link bank accounts, brokerages, retirement accounts, and crypto wallets. 12,000+ institutions via Plaid.
Tag each account as yours, theirs, or joint. Set your marriage date and Untie locks the snapshot.
Untie traces contributions, appreciation, and dividends — flagging commingling and building a court-ready paper trail.
Classify every account as yours, theirs, or joint. Lock a baseline at your marriage date.
Get notified the moment separate funds flow into joint accounts. Catch it early or trace it retroactively.
Distinguish passive appreciation from active — a critical distinction in equitable distribution states.
Every classification, transfer, and ownership change is timestamped. Nothing can be retroactively altered.
Asset schedules, ownership timelines, and fund-flow reports — formatted for discovery and court proceedings.
View your assets at any point in time — the day you married, the day you bought the house, or any date in between.
One analysis. Permanent documentation. No subscriptions to unlock features.
Not at all. Untie retroactively traces fund flows using your connected account history — most institutions keep up to 7 years of records. The sooner you connect, the more we can recover.
You control what's shared. Each partner has their own login and can choose to share specific accounts or keep them private. Joint accounts are visible to both by default.
No. Untie is a financial tracking tool, not legal advice. Think of it as the documentation layer that makes a prenup enforceable — or the evidence you need during proceedings even without one.
Most financial institutions only retain detailed transaction history for up to 7 years. Untie pulls everything available, but the sooner you connect your accounts, the more complete the picture. For marriages under 7 years, we can typically reconstruct the full ownership chain from day one.
Untie generates documentation — your attorney uses it in court. Our timestamped, immutable records and bank-verified transaction data strengthen asset classification arguments. Multiple family law attorneys have validated our export format.
When money moves between accounts — like dividends from a separate brokerage deposited into joint checking — Untie traces the full chain, recording source, path, and destination, flagging commingling automatically.